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Helps to lower or eliminate outstanding debt by working with counselors to reduce existing debt. Debt can include credit cards, collections, medical bills, payday loans, and more. Services include: - Creating a personalized debt management plan - Debt consolidation counseling - Military debt program - Payday loan relief

Provides assistance to older adults to help them live independently in the community. Services provided by advocates include: - Assistance with paperwork (i.e. medical claims, benefit applications, patient assistance programs, etc.) and with money management. - Home visits to assess needs - Information and referrals for housing, employment, Medicare and supplemental insurances, other government benefits, and transportation services All services are free and confidential.??