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Down Payment Assistance - Saint Paul City Offices

15 West Kellogg Boulevard, Saint Paul, MN 55102

Eligibility

Homeowners located in Ramsey County who earn at or less than 60% Area Median Income Home must be in compliance with current zoning and code requirements: - 2 units or less - Single unit homes include single-family detached homes, individual condominium units, townhome units, and cooperative housing units - Two-unit homes include duplexes. Homebuyer must complete Landlord 101 training with the Department of Safety and Inspections - Purchased at or less than $256,000(single-unit) or $328,000 (two-unit); and within an eligible census tract

Required documents

Copy of executed purchase agreement Preliminary Income Calculation Worksheet proof of income proof of Residency

Hours

8 am - 4:30 pm Monday - Friday

Interpretation services

Interpreters available

Application process

Applicant or applicant's realtor contacts the HRA to request a reservation of funds; copy of executed purchase agreement; Preliminary Income Calculation Worksheet

Service area

Ramsey County, MN

Other Information

Program Fees

No Fee

Description

Provides financial assistance for eligible homebuyers at or below 60% Area Median Income (AMI). Qualified homebuyers can receive up to $40,000 for a home down payment, closing costs, and/or property inspection.

Last Assured

12/15/2025

Providing organization

Saint Paul City Offices

City offices for Saint Paul