Credit, Debt, and Homebuyer Education and Counseling - Community Action Duluth

2424 West 5th Street, Suite 102, Duluth, MN 55806

Eligibility

Open to the public; primarily serves residents of Duluth

Hours

Classes are typically offered in the evenings during the week and on Saturdays

(866)761-5257

Voice

(218)726-1665

Voice

(218)726-1612

Fax

https://www.communityactionduluth.org/programs

[email protected]

Application process

Call or email

Fees

Varies

Service area

Duluth, MN
Duluth, MN

Other Information

Hours of Operation

Open Saturday or Sunday

Open Weekday Evenings After 5 pm

Program Fees

No Fee

Description

Classes designed to help clients get out of debt, improve their credit, save money for the future, get ready for home ownership, learn the basics of investing, avoid predatory lending, and become financially independent. Strategies include: - Budgeting to create savings - Reducing debt - Fixing credit report errors - Paying off collections - Building good credit - Helping to maintain solid income and employment and saving for down payment? - Certified Homebuyer Education course that is often required by lenders Housing Counselors help clients get mortgage-ready and once ready, figure out how to: - Shop for a lender - Pick a loan - Decide on a real estate agent - Find a home - Figure out home inspection, home insurance and closing processes - Housing Counselors assist throughout the entire home-buying process FAIM Matched savings program for down payment and closing costs, often used to help save for first-time homeownership

Last Assured

09/05/2025

What's Here

Financial Literacy Training Homebuyer/Home Purchase Counseling Credit Counseling Financial Management Support Personal Financial Counseling Individual Development Accounts

Providing organization

Community Action Duluth

Nonprofit community support organization