Credit, Debt, and Homebuyer Education and Counseling - Community Action Duluth
2424 West 5th Street, Suite 102, Duluth, MN 55806
Eligibility
Open to the public; primarily serves residents of Duluth
Hours
Classes are typically offered in the evenings during the week and on Saturdays
Application process
Call or email
Fees
Varies
Service area
Duluth, MN
Duluth, MN
Other Information
Hours of Operation
- Open Saturday or Sunday
- Open Weekday Evenings After 5 pm
Program Fees
- No Fee
Classes designed to help clients get out of debt, improve their credit, save money for the future, get ready for home ownership, learn the basics of investing, avoid predatory lending, and become financially independent.Strategies include:- Budgeting to create savings- Reducing debt- Fixing credit report errors- Paying off collections- Building good credit- Helping to maintain solid income and employment and saving for down payment?- Certified Homebuyer Education course that is often required by lendersHousing Counselors help clients get mortgage-ready and once ready, figure out how to:- Shop for a lender- Pick a loan- Decide on a real estate agent- Find a home- Figure out home inspection, home insurance and closing processes- Housing Counselors assist throughout the entire home-buying processFAIMMatched savings program for down payment and closing costs, often used to help save for first-time homeownership
Last Assured
09/05/2025
Providing organization
Community Action Duluth
Nonprofit community support organization