Home Improvement Loan Programs - Minnesota Valley Action Council
820 Winnebago Avenue, Suite 3, Fairmont, MN 56031
Eligibility
Low income residents of Blue Earth, Brown, Faribault, Le Sueur, Martin, Nicollet, Sibley, Waseca, and Watonwan counties
Required documents
Application/intake form
photo ID
proof of income
Hours
Vary by location
(800)767-7139
Voice
(507)764-6955
Voice·
Intake Sherburn Head Start
(507)238-1663
Voice
(507)345-6822
Voice
(507)238-1409
Voice·
Intake Fairmont Head Start
Interpretation services
Interpreters available
Application process
Call; email
Fees
Vary by service
Service area
Blue Earth County, MN
Brown County, MN
Faribault County, MN
Le Sueur County, MN
Martin County, MN
Nicollet County, MN
Sibley County, MN
Waseca County, MN
Watonwan County, MN
Provides home improvement loans such as:- Rehabilitation Loan Program (RLP) to help low-income households address health and safety improvements. Funds are used for basic home improvements that directly affect the home's safety, habitability, or energy efficiency to homeowners. No monthly payments but there is a lien on the home where the homeowner must remain in the home for 15 years to be forgiven.- Emergency and Accessibility Loan Program (ELP) addresses home improvements or essential accessibility improvements. No monthly payments but there is a lien on the home where the homeowner must remain in the home for 15 years to be forgiven.- Fix-up loan with low-interest to fix basic and necessary home improvements that qualify such as electrical wiring, plumbing repairs, well or septic repair/replacement, windows, siding, or other basic improvements that affect the safety or energy efficiency of the home. The loan maximum amount is $75,000.
Last Assured
10/17/2024
Providing organization
Minnesota Valley Action Council
A private, non-profit Community Action Agency helping those in need secure affordable housing, obtain viable transportation, employment and training, as well as creating educational opportunities for children in southern Minnesota.