Predatory Debt and High-Cost Loan Refinancing - Exodus Lending

2550 University Avenue West, Suite 200N, Saint Paul, MN 55114

Eligibility

Open to all who have predatory debt (payday loan, title loan, or online installment loan with interest over 36%) and a steady source of income

Required documents

Government-issued ID loan statements two recent pay stubs voided check

Hours

8:30 am - 4:30 pm Monday - Friday

(651)528-8389

Fax

(612)615-0067 ext. 1

Voice

https://exoduslending.org/

[email protected]

Application process

Call or email; visit website for additional information

Service area

Other Information

Program Fees

No Fee

Description

Provides payoff of predatory payday, pawn, auto title, and online installment loans or other similar high-cost products through a 0% interest, no fee loan up to $2,500. Staff works with enrolled participants to create an affordable payment plan to repay only the amount financed (no added interest or fees) over 6 - 24 months. Program participants may also be eligible for monetary incentives upon successful completion of loan repayment.

Last Assured

09/24/2025

What's Here

Predatory Lending Assistance

Providing organization

Exodus Lending

Works with financially excluded Minnesotans to advance economic justice through consumer lending, community organizing, and advocacy