Predatory Debt and High-Cost Loan Refinancing - Exodus Lending
2550 University Avenue West, Suite 200N, Saint Paul, MN 55114
Open to all who have predatory debt (payday loan, title loan, or online installment loan with interest over 36%) and a steady source of income
Government-issued ID loan statements two recent pay stubs voided check
8:30 am - 4:30 pm Monday - Friday
Call or email; visit website for additional information
MN
Other Information
Program Fees
Provides payoff of predatory payday, pawn, auto title, and online installment loans or other similar high-cost products through a 0% interest, no fee loan up to $2,500. Staff works with enrolled participants to create an affordable payment plan to repay only the amount financed (no added interest or fees) over 6 - 24 months. Program participants may also be eligible for monetary incentives upon successful completion of loan repayment.
09/24/2025
Exodus Lending
Works with financially excluded Minnesotans to advance economic justice through consumer lending, community organizing, and advocacy
