Homeownership Program - Central Minnesota Habitat for Humanity
2025 Stearns Way , Suite 114, Saint Cloud, MN 56303
Eligibility
-Individuals with low incomes who wish to apply must:
- Be a citizen of the US and work in or be a resident of Stearns, Sherburne, Benton, or Wright counties for one year before applying
- Debt and credit history pass evaluation
- Debt to income is under 43%
- Have a steady income that meets income requirements
- Pass a background check and sex offender registry check
Required documents
Documents required vary
Hours
By appointment only
Application process
Contact the office to be put on list to be notified when the next informational meeting will be held or visit the website and fill out the form to be notified when applications are being accepted
Fees
Vary
Service area
Benton County, MN
Sherburne County, MN
Stearns County, MN
Wright County, MN
Description
Provides affordable mortgages to people with low incomes who qualify
Last Assured
12/29/2025
What's Here
Providing organization
Central Minnesota Habitat for Humanity
Central Minnesota Habitat for Humanity gathers communities to transform lives through affordable homeownership