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Community Land Trust - One Roof Community Housing

12 East 4th Street, Duluth, MN 55805

Eligibility

Serves cities of Duluth, Grand Marais, Hermantown, Proctor, Two Harbors, and Grand Marais; income guidelines apply; call for information

Required documents

Application proof of income

Hours

8 am - 4:30 pm Monday - Thursday
https://1roofhousing.org/homebuyers/community-land-trust/
[email protected]

Interpretation services

Interpreters available

Application process

- Call; visit website - To apply, homebuyers must complete an application, obtain mortgage pre-approval from a participating lender, attend a land trust program orientation, and complete the Homestretch class

Fees

Vary by service

Service area

Duluth, MN
Grand Marais, MN
Duluth, MN
Hermantown, MN
Proctor, MN
Two Harbors, MN

Other Information

Program Fees

Sliding Scale/Reduced Fee

Description

A program allowing lower-income home-buyers to purchase Land Trust homes for a significantly reduced price. When homeowners move, they agree to pass on the benefits they received by selling their home below market price to another income-qualified buyer. The purpose of a Community Land Trust is to provide access to land and housing to people who might otherwise be denied access; to increase long-term community control of neighborhood resources; to empower residents through involvement and participation in the organization; and to preserve the affordability of housing permanently.

Last Assured

01/15/2025

Providing organization

One Roof Community Housing

Nonprofit providing quality, affordable home ownership opportunities

Community Land Trust - One Roof Community Housing