Homeownership Programs - Minnesota Housing

400 Wabasha Street, Suite 400, Saint Paul, MN 55102

Eligibility

Open to all; specific to the programs such as income and acquisition cost limits; rent restrictions, etc. Programs available through participating lenders, cities, counties, HRA's, developers and builders, and program administrators.

Required documents

Vary with specific program

Hours

8 am - 5 pm Monday - Friday

Voice

Voice

Voice

Fax

https://www.mnhousing.gov/home/homeownership/community-initiatives-programs

[email protected]

Interpretation services

Hmong; Interpreters available; Spanish

Application process

Call or check website for a list of participating lenders statewide who will assist with application process

Service area

Other Information

Program Fees

No Fee

Languages

Hmong

Spanish

Description

Statewide purchase and refinance loan programs are available for first-time and repeat homebuyers. They provide affordable interest rates and monthly payments, plus optional down payment and closing cost assistance for eligible buyers. Visit the website for current income and home cost limits, and to find a nearby lender. Homebuyer education may be required for some mortgage programs. Attend Home Stretch for in-person training, or Framework for online training.

Last Assured

12/02/2025

What's Here

Housing Down Payment Loans/Grants First Time Buyer Home Loans Low Income Home Loans

Providing organization

Minnesota Housing

Provides funding for a variety of housing needs, including helping people buy their first homes or fix up their existing homes; and helping build and fix up affordable apartments, single-family homes, shelters, and supportive housing. Provides funding and incentives for rental housing development.