Homeownership Program - Western Lake Superior Habitat for Humanity
2105 Woodland Avenue, Duluth, MN 55803
Low-income individuals whose current housing may be inadequate due to being overpriced, overcrowded, or in disrepair, who are unable to secure a conventional home loan to purchase a home, have the income to pay for a mortgage, and must reside in Carlton, Lake, and southern Saint Louis County
Application/registration form picture ID proof of address proof of household income Social Security card/number
10 am - 3 pm Monday - Friday
Call; visit website for more information about qualifications
150 hours of sweat equity hours for households with one or more members and 250 hours for only one member households and completion of hours before the purchase of the home; 0% interest mortgage and escrow; vary by service
Carlton County, MN Lake County, MN Saint Louis County, MN
Builds homes in partnership with qualifying partner families and the community, and then sells them at no profit with zero-percent interest mortgages to partnering families.
09/01/2025
Western Lake Superior Habitat for Humanity
A non-profit volunteer organization that builds and repairs homes serving the counties of Carlton, Lake, and Saint Louis County