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Housing Rehabilitation Programs - Semcac Community Action Agency - Mower County

111 North Main, Suite 201, Austin, MN 55912

Eligibility

Homeowners who are low-income and residents of Mower County

Required documents

Vary with specific program

Hours

8 am - 4:30 pm Monday - Friday

Interpretation services

Interpreters available

Application process

Call; visit website for information

Fees

Fixed interest rates; vary

Service area

Mower County, MN
Housing Rehabilitation Loan Program (RLP): Helps homeowners who are low-income make their homes safer, more livable, accessible, and energy efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility modifications, and any repair needed to meet code requirements. Loans are deferred, with a lien on the property, and are forgivable after 15 years if the home remains the owner's primary residence. Includes mobile homes in a mobile home park, with a 10-year term.Housing Accessibility/Emergency Loan Program (ELP): Assists homeowners with urgent repairs or essential accessibility improvements to their home. Guidelines and terms for this loan are the same as for the Rehab Loan Program.

Last Assured

01/07/2026

Providing organization

Semcac Community Action Agency - Mower County
A community action agency providing resources for food security, nutrition, housing/shelter, senior programs, transportation, Head Start programs, Energy Assistance, and more